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Car Insurance: Do You Have Enough?

Posted on July 31, 2013

For many, we purchase car insurance like good citizens making sure we are covered if we are in an accident. For others, they don’t purchase car insurance because they either can’t afford it, don’t care, or the insurance company won’t insure them (due to the fact they have been in too many accidents or have too many tickets).  Regardless, remember having auto insurance on your vehicle is mandatory and it’s required that you have at least the minimum coverage to drive your car in Florida.

Not only must you carry car insurance but you should carry the right amount.

The MINIMUM to drive your car in Florida is $10,000.00 in personal injury protection (No-fault), and $10,000.00 in property damage.

If you noticed what is NOT required is LIABILITY coverage: coverage that protects you if you cause the accident and someone else is injured; uninsured/underinsured motorist coverage:  Coverage that protects you if you are injured by someone who is uninsured or underinsured. Stackable is always better-multiplies the amount of UM coverage by the number of vehicles on your policy.

Collision coverage: coverage that pays for damage to your vehicle irrespective of who is at fault.

The higher the limits you select, the better you are protected.

Most coverage in Florida is optional, so make sure you know what you are selecting/rejecting before you do so. At Canter Law, we make sure all of our clients have the right amount of coverage to ensure they are protected in case of an accident.

If you have questions about what type of coverage works best for protecting you and your family… give us a call and lets discuss it. Remember, Canter Law is one of the top Accident and Injury Law Firm in South Florida and we are here to fight for you.

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Disclaimer: The information throughout this south Florida personal injury lawyer website is not intended to be taken as legal advice. The information provided by ECanter Lawyers is intended to provide general information regarding injury and accident claims including car & truck accidents, medical malpractice lawsuits, premises liability claims, product liability, and workers’ compensation claims for South Florida residents. If you are interested in a free case review please contact our injury attorney, Eric Canter. We now serve the following locations: Palm Beach County including Boca Raton, Boynton Beach, Delray Beach, Greenacres, Lake Worth, Royal Palm Beach, Wellington, and West Palm Beach; Broward County including but not limited to Coral Springs, Deerfield Beach, Fort Lauderdale, Lighthouse Point, Margate, and Pompano Beach; and Miami-Dade County including Miami. © 2024 Copyright ECanter Lawyers. All Rights Reserved. We now serve the following locations: Palm Beach County including Boca Raton, Boynton Beach, Delray Beach, Greenacres, Lake Worth, Royal Palm Beach, Wellington, and West Palm Beach; Broward County including but not limited to Coral Springs, Deerfield Beach, Fort Lauderdale, Lighthouse Point, Margate, and Pompano Beach; and Miami-Dade County including Miami. Web Development by IWD Marketing