For many, we purchase car insurance like good citizens making sure we are covered if we are in an accident. For others, they don’t purchase car insurance because they either can’t afford it, don’t care, or the insurance company won’t insure them (due to the fact they have been in too many accidents or have too many tickets). Regardless, remember having auto insurance on your vehicle is mandatory and it’s required that you have at least the minimum coverage to drive your car in Florida.
Not only must you carry car insurance but you should carry the right amount.
The MINIMUM to drive your car in Florida is $10,000.00 in personal injury protection (No-fault), and $10,000.00 in property damage.
If you noticed what is NOT required is LIABILITY coverage: coverage that protects you if you cause the accident and someone else is injured; uninsured/underinsured motorist coverage: Coverage that protects you if you are injured by someone who is uninsured or underinsured. Stackable is always better-multiplies the amount of UM coverage by the number of vehicles on your policy.
Collision coverage: coverage that pays for damage to your vehicle irrespective of who is at fault.
The higher the limits you select, the better you are protected.
Most coverage in Florida is optional, so make sure you know what you are selecting/rejecting before you do so. At Canter Law, we make sure all of our clients have the right amount of coverage to ensure they are protected in case of an accident.
If you have questions about what type of coverage works best for protecting you and your family… give us a call and lets discuss it. Remember, Canter Law is one of the top Accident and Injury Law Firm in South Florida and we are here to fight for you.