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Do I Need a Lawyer if the Car Accident Was Not My Fault?

Posted on October 19, 2021

At the scene of a car accident, the police officer decides which party was at-fault for the accident and may issue that person a citation. Many drivers believe that if they are not cited for fault that they do not need an attorney. This a big mistake. It is always a smart move to consult with a personal injury attorney after the accident. Here are some reasons why:

Florida PIP Coverages are Often Inadequate.

In Florida, regardless of who is responsible for an accident, each driver pays the first $10,000 of medical expenses through their own Personal Injury Protection (PIP) insurance. If you are injured and need multiple doctor or hospital visits, physical therapy, or any diagnostic tests, you will exhaust that $10,000 very quickly. Moreover, PIP does not cover pain and suffering, only medical bills. You will need to pursue the other driver’s insurance company to pay the remainder of your medical bills as well as to pursue compensation for pain and suffering. An experienced personal injury attorney, like ECanter Lawyers, will advise you of your rights in this situation and ensure that you receive maximum compensation for your injuries.

The Insurance Company May Want You to Make a Recorded Statement.

Either your insurance company or the at-fault driver’s insurance company may ask you to make a recorded statement about your injuries. In doing this you say something that diminishes your injuries so that they can minimize the amount that they need to pay you. Anything you say can be used against you if you decide to pursue a lawsuit at a later date. Never make a recorded statement to an insurance company without consultation with an attorney.

The Insurance Company is Being Unresponsive.

Insurance companies want to minimize the amount that they need to pay out so they can maximize their own profits. One tactic they may try to accomplish this is acting unresponsive or initially denying your claim with the hopes that you will accept this decision and go away. By hiring an attorney, you are putting the company on notice that you mean business and will not accept less than a fair settlement.

The Police Officer’s Determination of Fault Is Not the Final Decision.

Both your insurance company and the other driver’s insurance company will make their own determinations of fault based on all the available data about the accident. This may or may not agree with the police officer’s report. Therefore, even if the police officer cites the other party as at-fault, the insurance companies may not agree with this and will pay out based on their own fault determination. If this happens, you need a knowledgeable personal injury attorney to take on the insurance company and ensure you receive the settlement you deserve. Similarly, if the case goes to trial, the jury will determine who is at-fault for the accident – they are not bound by the officer’s report.

ECanter Lawyers has more than 24 years of experience representing victims of car accidents. Regardless of who is at-fault, contact us today for a free case evaluation.

ECanter Lawyers

When you are dealing with the chaos and pain of accidents and personal injuries, the last thing you need is technical, confusing legal language.  ECanter Lawyers breaks down the complexities and provides clear, informative answers so that you understand your legal options. 

For almost a quarter of a century, ECanter Lawyers has remained committed to honest, straightforward answers.  Named one of AVVO’s Clients’ Choice, ECanter Lawyers has helped clients receive multi-million-dollar verdicts, and millions of dollars in settlements.  ECanter Lawyers specializes in personal injury, motor vehicle accidents, medical malpractice, premises and product liability, and healthcare law.

With offices conveniently located throughout South Florida and 24/7 services, ECanter Lawyers personal injury law firm offers you the personalized attention that you need in order to maximize your compensation. 

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Disclaimer: The information throughout this south Florida personal injury lawyer website is not intended to be taken as legal advice. The information provided by ECanter Lawyers is intended to provide general information regarding injury and accident claims including car & truck accidents, medical malpractice lawsuits, premises liability claims, product liability, and workers’ compensation claims for South Florida residents. If you are interested in a free case review please contact our injury attorney, Eric Canter. We now serve the following locations: Palm Beach County including Boca Raton, Boynton Beach, Delray Beach, Greenacres, Lake Worth, Royal Palm Beach, Wellington, and West Palm Beach; Broward County including but not limited to Coral Springs, Deerfield Beach, Fort Lauderdale, Lighthouse Point, Margate, and Pompano Beach; and Miami-Dade County including Miami. © 2024 Copyright ECanter Lawyers. All Rights Reserved. We now serve the following locations: Palm Beach County including Boca Raton, Boynton Beach, Delray Beach, Greenacres, Lake Worth, Royal Palm Beach, Wellington, and West Palm Beach; Broward County including but not limited to Coral Springs, Deerfield Beach, Fort Lauderdale, Lighthouse Point, Margate, and Pompano Beach; and Miami-Dade County including Miami. Web Development by IWD Marketing